What is BitMinutes?

BitMinutes is the first prepaid airtime token to provide low-cost financial services to the world's two billion unbanked consumers. BitMinutes serve as the universal cryptocurrency for enabling global telecommunications providers, retail merchants and a network of trusted agents to offer free money transfer and guaranteed loans to six billion cellphone users. The primary goal of Bitminutes ICO is to provide access to key financial services for over two billion unbanked worldwide.

A dedicated team from Harvard Business School, Stanford, and Wall Street have worked diligently for four years to create a FinTech solution to bank the unbanked.Today, BitMinutes offers free money transfer and guaranteed loans to4 Billion consumers worldwide.

What is the primary goal of BitMinutes?

To provide access to key financial services for over 2 billion underbanked consumers globally.


BitMinutes enable consumers in 3 critical ways:

  • Lending - get loans they need to manage their cash flow, and start and grow businesses.
  • Money Transfer - send and receive funds between any two entities; remittances and payments capabilities are the life blood for healthy local economies.
  • Prepaid Airtime - billions of consumers need to top up their prepaid phones to communicate for personal and business purposes on a daily basis



PETER CARRUTHERS - Head of Banking
KERN LEWIS - Head of Marketing
DONALD CHAPMAN - Head of Business Development
AMADEO RADILLO - Head of Latin American Operations
PETER KRAUSE - Head of Engineering
JUAN SOTO - Head of Merchant Relations
GEORGE IACOVACCI - Head of Social Media
MAXINE ALAGAR - Head of Operations


Leonard h. Schrank - Former CEO of SWIFT

Brian w. Smith - Former in-house counsel at MasterCard and the OCC

Tim Draper - Founder at Draper Associates/DFJ/Draper University

David Drake - David Drake is the Chairman of LDJ Capital

Max smetannikovMax Smetannikov is the CEO of Marlboro Victor Group

Wayne Johnson - Managing Director, Raymond James Financial

Steven Kraus - UNAIDS Regional Director, Asia & Pacific

Pablo Coirolo - Founder/Managing Partner at light47